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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

The Guardian Network® is a network of preferred providers authorized to offer products of The Guardian Life Insurance Company of America (Guardian), New York, NY, and its subsidiaries. John Driscoll & Company, Inc. is an independent agency and not an affiliate or subsidiary of Guardian.

This material is intended for general public use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation.

John Driscoll & Company is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY.

Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 5080 North 40th Street, Ste 400, Phoenix, AZ 85018, ph# 602.957.7155

PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. John Driscoll & Company is not an affiliate or subsidiary of PAS.

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John Driscoll & Company, Inc.

Office:	(602) 957-7155
Toll-Free:	(800) 354-3778
Fax:	(602) 956-7711

5080 N. 40th Street
Suite 400
Phoenix, AZ 85018

jenny_caruso@glic.com